Talking about Jack's finances, let's go back to this briefly:
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She quit a steady job in September 2013 to go freelance. First of all, given her total lack of qualifications and loose relationship with the English language, she was incredibly lucky to be offered a position as a journalist! And she threw in the towel after a couple of months.
At this point, she was working on her book, to be published in February 2014. So in quitting her job, she had to trust that it would sell enough to cover her advance, then start turning a profit - and fast, because IIRC authors usually get royalty payments twice a year. Very few people can make a living as an author, and expecting that you will be one of them
before your first book has even been published is mad.
The contracts she refers to here? Her weekly recipe column for the Guardian and her Sainsbury's ad campaign. Both decent earners, no doubt, but the Sainsbury's ad would have been one-off days of filming, and as for the Guardian...how much work does it take to throw together a bowl of slop a week?
These are commitments that she could easily have fit around a day job, just as so many people do. There was no need to leave a steady, if unglamorous, position that offered regular pay.
But you see it there, don't you? She wanted to be free for TV and radio. That's clearly what she was expecting: to become famous. Actually, I suspect that she was being told by people around her that she was a star in the making - look at the marketing of her first cookbook. The title and cover image don't have anything to do with food, budgeting etc. Nobody would buy that book unless they were already familiar with Jack Monroe, because
A Girl Called Jack sounds like a memoir, not a recipe book. There's a reason why cookbooks tend to have titles with words like Food or Cooking or Meals in them...
Anyway, I just wanted to highlight this, as an example of how truly abysmal she is with finances. She really thought she was about to hit the big time, didn't she?