My Frugal year / Clare Seal

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PineappleQueen19 said:
Here’s another one. “Unavailability tax” due to… being a parent. You couldn’t make it up if you tried.

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On this - I don’t understand her work situation, I don’t think she has any childcare (eg nursery) so is complaining about how hard it is to work with kids at home? Like bleeping duh you’ve got 3 of them of course it’s not viable?! I’m fully remote but still put my LO into after school club as I can’t lose 3 hours of the working day (nor want to ignore her to work!). Before that she was in full time nursery. It is just what you need to do in order to be a working parent? 🫠
 
Also I shop at Ocado and M&S and even there £800 a month for a family of 5 is ridiculous…. What on earth is she buying to hit that? Did she ever share a receipt? Must be all pre prepared stuff, not looking at what she has in etc
 
Clare said:
She needs to pull her head out of her hole and get back to what reality is. Outside of her insta bubble, “availability tax” is just “working parent” right?!?!
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It’s like in her head the default person is some constantly “available”, moneyed 20 something living in London with no commitments and always able to focus and remember everything. And if she’s not that it’s some unfair “tax” 🙄

Most of us have other commitments. Even childfree people often feel overstretched. Living in London comes with downsides too. Even non ND people have issues that ND people experience.

She’s such an immature level of self pitying and doesn’t seem to be able to see anything logically. Everything is always someone else’s fault.

Unfortunately I’m enjoying hate following now to much to unfollow her 🤣
 
God, it's all such nonsense. She needs to just get a salaried job, stick the baby in childcare and admit to herself that for now, making enough money out of social media for fancy goods and services isn't sustainable for ordinary parents, unless they're bankrolled by a rich partner or family money. Which is apparently the whole premise of her account, but god forbid actually addressing the issue properly. If she wants a lifestyle of brand names and a fridge packed with expensive ready meals, then that's her option, and the fact she doesn't live in London has exactly duck all to do with it. Maybe she can pick this back up when all the kids are at primary school, but even then - it might be cheaper, but it's not any easier! She's chosen to have three kids, and they're only going to take up more of her time, not less, as they grow.

If she's actually planning to continue being a financial coach, how come we have heard exactly zero from her about the new budget? The interest rate drop? Inflation? Affects on mortgages and cost of living? The new renters rights bill? ANYTHING? All of these things have relevance to working mothers, and yet all we get is nonsense about M&S spag bol and 'ADHD tax'. God almighty. She had a useful tip about pensions a few months ago but that seems to have fallen by the wayside too.

An overview of tips for money management for someone with ADHD would be brilliant actually - I see how my partner desperately struggles with stuff like this - but she can't manage her own money, even!
 
marjorytrashheap said:
God, it's all such nonsense. She needs to just get a salaried job, stick the baby in childcare and admit to herself that for now, making enough money out of social media for fancy goods and services isn't sustainable for ordinary parents, unless they're bankrolled by a rich partner or family money. Which is apparently the whole premise of her account, but god forbid actually addressing the issue properly. If she wants a lifestyle of brand names and a fridge packed with expensive ready meals, then that's her option, and the fact she doesn't live in London has exactly duck all to do with it. Maybe she can pick this back up when all the kids are at primary school, but even then - it might be cheaper, but it's not any easier! She's chosen to have three kids, and they're only going to take up more of her time, not less, as they grow.

If she's actually planning to continue being a financial coach, how come we have heard exactly zero from her about the new budget? The interest rate drop? Inflation? Affects on mortgages and cost of living? The new renters rights bill? ANYTHING? All of these things have relevance to working mothers, and yet all we get is nonsense about M&S spag bol and 'ADHD tax'. God almighty. She had a useful tip about pensions a few months ago but that seems to have fallen by the wayside too.

An overview of tips for money management for someone with ADHD would be brilliant actually - I see how my partner desperately struggles with stuff like this - but she can't manage her own money, even!
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🎯 It’s not about building anything - savings, generational wealth, anything. It’s just about how to acquire the next Instagram trinket and nothing deeper. We had one slide on the Hello Fresh scandal and that’s it, after months/years of being told how every frugal busy mum needs it lol.

And sorry but I can’t take a financial guru who’s prioritised Insta mama shite over an emergency fund seriously? Even the generationally wealthy Insta mamas don’t actually buy this stuff, the Hoopers who pioneered the whole Stokke thing have their kids in an MDF Argos bed now they’re actually footing the bill. Once again - bleeping duh??
 
heretoreaditall2019 said:
And sorry but I can’t take a financial guru who’s prioritised Insta mama shite over an emergency fund seriously? Even the generationally wealthy Insta mamas don’t actually buy this stuff, the Hoopers who pioneered the whole Stokke thing have their kids in an MDF Argos bed now they’re actually footing the bill. Once again - bleeping duh??
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Her saying that baby weaning was expensive before, with her third child no less, is one of those “wtf?” Moments that lives rent free in my head whenever I see something weaning related 🤣

I am a mum to just the one 2 year old and even I know that if you think it’s expensive you’re doing it wrong, falling for all the gimmicks you don’t need when all you need to do, after the initial blending some veg stage (which doesn’t need a special baby food blender, standard one you probably have will do) you just give them a bit of what you’re having without the salt 🤷‍♀️

Like the food shop bill I would love to ask her why exactly it is that she finds it expensive, just put of curiosity, but of course that would make me an evil troll… 🤡
 
“Motherhood penalties”
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babybell said:
Also it’s not remotely hidden - it cannot be a surprise to her that it’s difficult to attend events hours from your home when you have small kids.
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She is honestly making it sound like she is a first time single Mum?

her two boys at the older end of primary school? She had a 9-5 for the majority of their early years and her husband was in hospitality - so wasn't there a juggle then?

Its so frustrating that all this is a revelation to her, like she knew all of the struggles TWICE over before deciding to have a third.

No one forced her to have a third child, O have no sympathy.
 
Why does it always have to be a whinge? Why can't she just say "managed to juggle childcare so I could come to a work event in London, really happy to be here" and then perhaps explain what the event even is? But it's always "woe is me, I can't travel to London for a work event...oh wait, here I am in London for a work event, woe is me I can't come to them all the time." MOST working people can't go to events all the time, even us magical Londoners! I could go to all manner of conferences, but the Brownies don't pick themselves up, and afterschool club still finishes at 4:55pm. Just stop defaulting to whinging, Clare! It would even be more interesting to know how you structured your day and childcare to get there - who is looking after them, what was the cost etc etc, what do you think you'll get out of the event - anything. Actual financial content?
 
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