Man With A Hammer

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Also. I work in mortgages. He's in a fixed period. And doesn't need to borrow any more money. So why do you need to sort your mortgage out? You would stay in the fixed period as long as possible because the rates are crap atm
 
I don’t understand why if he wasn’t looking to borrow more or to make any changes why he needed to remortgage when he in a fixed rate. What other reasons would there be?
 
CyberNannies said:
I don’t understand why if he wasn’t looking to borrow more or to make any changes why he needed to remortgage when he in a fixed rate. What other reasons would there be?
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He was quite cagey in the comments about that. Somebody directly suggested that would be the best thing to do, and he said ‘that’s not an option.’

It does invite speculation though!

Still, some slimy sycophant called his local pub and bought him a load of beer to be delivered to the door to ease the pain.
 
DeloresBawbag said:
He was quite cagey in the comments about that. Somebody directly suggested that would be the best thing to do, and he said ‘that’s not an option.’

It does invite speculation though!

Still, some slimy sycophant called his local pub and bought him a load of beer to be delivered to the door to ease the pain.
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I wonder if Chloe with the proper job has left him and wants off the mortgage so she can get her own house
 

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DeloresBawbag said:
He was quite cagey in the comments about that. Somebody directly suggested that would be the best thing to do, and he said ‘that’s not an option.’

It does invite speculation though!

Still, some slimy sycophant called his local pub and bought him a load of beer to be delivered to the door to ease the pain.
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It’s unbelievable isn’t it? He gets free beer to soothe his pretend financial pains and then in the next breath is posting about his PR discounted, bespoke, handmade, solid wood kitchen. What gullible fools his followers are.
 
Am sure you need 3 full years of paperwork if you’re self employed, so sounds like Halifax are perfectly justified for not giving him a mortgage? Seems a bit off for him to be slagging them off to his followers if that is the case!
 
You only need one year of accounts / tax return to get a mortgage. The point is he must be making a change to something to need a new mortgage. Like removing someone, needing more money etc
 
Yes to the 3yrs of self employed books. A few of his followers have obliquely pointed to that in a backhanded way in the comments. I suspect knowing exactly, as we all do,
that he was an employee less than 18mo ago and so cannot possibly meet the requirements.

I’m sure a few lenders will offer products that require less evidence of SE income but generally it is 3yrs.
 
And what’s with all the Scottish phrases? He talks about Yorkshire a lot but never refers to having links to Scotland, yet is fond of peppering his posts and chats with very typically and uniquely Scottish dialect. “Wee” is a big favourite but it’s by no means limited to that.
 
GossipMongoose said:
And what’s with all the Scottish phrases? He talks about Yorkshire a lot but never refers to having links to Scotland, yet is fond of peppering his posts and chats with very typically and uniquely Scottish dialect. “Wee” is a big favourite but it’s by no means limited to that.
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He spent time living in Cumbria at one point and in Cumbria there is a lot of crossover between North East/Scottish dialects.
 
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