Regarding the discussion of Chery's money situation here, I'd say she really didn't and potentially doesn't need the money, tbh.
A (very) quick Google search tells me she won an undisclosed payout from being sacked from the USA X Factor thing (she sued for £1.4m); that she was offered a £2m contract to continue on the UK X Factor in 2015, a £1.5m one to return to the X Factor in 2014, would surely have received a hefty payout from Ashley (he was earning £120k a week in 2009) and Jean-Bernard, her contract with L'Oreal was apparently worth £4m etc.
It wouldn't surprise me if she has £5-10m of her own in the bank.