Laura's Views #5 Alert Alert, Laura is on her period but at least we know she’s not reproducing

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Frogstomper said:
She definitely bought a house and sent the mortgage broker a mug with his face on it to say thanks. It's the_mortgage_guy on insta. He tagged her and showed her card she sent to say thanks.
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I wonder will she mention that she has bought a house, or is she secretly ragin he has announced it first. Surely if she’s trying to be so “out there” as a single white female, getting a mortgage on your own in ur mid thirties is appealing to other followers. Instagram nowadays is all about the big weddings aka sinead de blogger, niamh de bruin, Houses with sponsored furniture, or then it’s babies and the family holidays. I stopped
Following all of them as they have all gotten so boring and only so much wedding throwbacks I can bare. And the constant I need a console table for here and next day oh my gosh EZ living just gave me a console table!!!!!! Perhaps people could be interested in seeing how she got a mortgage as a single person, what she had to do, savings wise, documents etc. so perhaps her content could be based towards something like that aspect on life. It may be interesting and beneficial to others rather than the content of knickers drawers.
 
I think it would be very interesting for people trying to buy on their own. She might be a “pull the ladder up behind me” person and not want to share it with others though now that she’s sorted. It would be very interesting and generate a lot of content and views. Far more than Symprove, period and bowel movement chat.
 
As a single person trying to buy right now, fair dues to Laura, its not easy!
But im not sure what kind of information she can give re buying that isnt already out there. Keep your accounts clean, save as much as you can, you might get 4.5 times your income but most get 3.5 times. Help to buy availble for new builds. Shes not going to have a hot take that reivents anyones mortgage/housebuying journey
 
Mooordgirl said:
As a single person trying to buy right now, fair dues to Laura, its not easy!
But im not sure what kind of information she can give re buying that isnt already out there. Keep your accounts clean, save as much as you can, you might get 4.5 times your income but most get 3.5 times. Help to buy availble for new builds. Shes not going to have a hot take that reivents anyones mortgage/housebuying journey
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I know a good few people who have all changed their mortgages based on information we have all shared over a coffee. I lowered the rate of my mortgage on advice of others who were changing mortgages. Changing my rate was something I never knew I could do. I was getting letters in the post from the bank but it was double Dutch and it’s near impossible to meet a mortgage advisor in a bank nowadays. I was on the same rate for 10 years when I got my mortgage so Changed the rate and dropped my repayments. It’s all based on the LTV of the house and with house prices going up people Who have mortgages can get their repayments down - I was able to knock 11 years off my Mortgage and that was just through chit chat in work So someone who has being through the process lately and explain in simple English can be a great source of advice and information!
 
sureitmustbetrue said:
I know a good few people who have all changed their mortgages based on information we have all shared over a coffee. I lowered the rate of my mortgage on advice of others who were changing mortgages. Changing my rate was something I never knew I could do. I was getting letters in the post from the bank but it was double Dutch and it’s near impossible to meet a mortgage advisor in a bank nowadays. I was on the same rate for 10 years when I got my mortgage so Changed the rate and dropped my repayments. It’s all based on the LTV of the house and with house prices going up people Who have mortgages can get their repayments down - I was able to knock 11 years off my Mortgage and that was just through chit chat in work So someone who has being through the process lately and explain in simple English can be a great source of advice and information!
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Fair enough,to be honest i'd have thought that was common knowledge, but i do work within the finance industry so i guess its easy for me to think that.

Theres a number of finacial advisors on insta who provide a lot of information. Following one of them would be more beneficial having Laura speak IMO.

disclaimer, i am very against influencers working for or speaking about any type of financial products. Gives me rage when i see them advertising klarna and the likes, they are not qualified to do so and people who lack knowledge or understanding could get caught up in a mess they'll struggle to get out of
 
brandambassador said:
Have you ever known anyone leave the guards? A pensionable job you can leave after 30 years service,? Someone frugal like Laura leaving early? I’m telling you we know she was ‘moved/downgraded/relocated’ to a desk job several years ago. If this is a resignation I bet you she was managed out & I don’t even mean she did anything wrong, could be the opposite. You get bullied out of that place it’s toxic. Someone could have bullied her and she spoke up- I’m just guessing.! But come on. Laura is frugal she’s been trying to set a mortgage - this isn’t a normal move so hope she is ok
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Gardai at the moment are resigning in their droves. Mostly new gardai that have joined in the last couple of years but also a fair few with many years service under their belts. It's a tit job and management are a micromanaging pile of TWATS. Also, not all gardai can retire at 55. You need 30 years service, so it depends when you join. Also, since they upped the joining age to 35, and you can only stay till you're 60, lots of the newbies have to buy back time or contribute more to their pensions as they won't get the full 30. Actually, I think the new ones have to do 35 years. But still leave at 60. So I'm fucked if I know what the older new recruits will do when retirement comes.
 
It’s going to be quite refreshing to see someone who doesn’t have everything brand spanking new in the house (like most people show) and is a bit more realistic about what most home owners are in for when starting out (and lots of us further along than starting out 👀🤣). Lots of upcycling and non matching pieces hopefully!
 
Did she really just call her morning voice sexy?? 🤣 girl no stop it, get some help! Fair fucks on buying your own gaff in this climate, but to say you felt bad because of it is bs, you've been dropping the ball sorry hints for months. duck OFF "I felt bad" you didn't. She knows her account is dry this is great traction for her, but don't tell me you feel anything you've proven for years your feelings are missing.
 
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