Joanne Larby #2 aka The Make Believe Fairy

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Why is she putting so much money/effort into a rental, did I miss something?
I rent myself and not a hope in hell I would be doing up my landlords house for nothing.

Also, buying furniture and general tat is going to be an absolute killer when she eventually moves
We have friends that live near her holiday home and they 100% had mortgage approval and were in the process of buying. They were viewing last summer that’s why they were down so often. Apparently they put an offer on a house which ‘fell through’ - as in someone out bid her. There’s very few property’s with a sea view within a certain budget so I’d say they went back to the drawing board and are renting.

Seems madness to be putting so much work into a house unless it’s a long term lease?
 
We have friends that live near her holiday home and they 100% had mortgage approval and were in the process of buying. They were viewing last summer that’s why they were down so often. Apparently they put an offer on a house which ‘fell through’ - as in someone out bid her. There’s very few property’s with a sea view within a certain budget so I’d say they went back to the drawing board and are renting.

Seems madness to be putting so much work into a house unless it’s a long term lease?

Friends that live near her holiday home ...how does that equate to them knowing someone has mortgage approval?

I work in mortgages and would find it incredibly hard to believe she and him ever got approval.
 
Friends that live near her holiday home ...how does that equate to them knowing someone has mortgage approval?

I work in mortgages and would find it incredibly hard to believe she and him ever got approval.
They know the owners of the house she put an offer on! obviously I don’t know her actual mortgage details. They both have companies though (which means paying yourself a salary) so why would it be hard to get approval?
 
They know the owners of the house she put an offer on! obviously I don’t know her actual mortgage details. They both have companies though (which means paying yourself a salary) so why would it be hard to get approval?

Anyone can set up a company to pay a salary in theory but you need to have a proven history of, and sufficient fairly predictable future sustainable income into that company to even get looked at. Banks do check behind the details people give you know.

Regardless, from a personal point of view I think she would have been mad buying or getting a mortgage with a guy she’s with for such a relatively short time. We all have friends who’ve done that and a few years on it’s not pretty when things go tits up
 
Anyone can set up a company to pay a salary in theory but you need to have a proven history of, and sufficient fairly predictable future sustainable income into that company to even get looked at. Banks do check behind the details people give you know.

Regardless, from a personal point of view I think she would have been mad buying or getting a mortgage with a guy she’s with for such a relatively short time. We all have friends who’ve done that and a few years on it’s not pretty when things go tits up

2 years is short to be so serious about buying together etc. I can’t even get a text back 😂 I wonder will they go tits up or will there be a ring soon
 
She hasn’t bought anything that wont travel with her to be fair but she has also invested in painting and mould treatment etc. Its a lot to put into someone else's home and I dont think she has something lined up at all that’s ridiculous, surely she would just move there then?!


😂😂
I totally agree sure I said above why would you put that much effort in? I just mean who would go buying all the furniture unless the plan is to either stay there longterm or buy elsewhere. Lined up as in hopefully she has some sort of plan 😂

What do you think she has lined up? 😂
Either she’s going to end up buying the place she’s in now or somewhere else otherwise it wouldn’t make sense to be buying so much 🙄
 
We have friends that live near her holiday home and they 100% had mortgage approval and were in the process of buying. They were viewing last summer that’s why they were down so often. Apparently they put an offer on a house which ‘fell through’ - as in someone out bid her. There’s very few property’s with a sea view within a certain budget so I’d say they went back to the drawing board and are renting.

Seems madness to be putting so much work into a house unless it’s a long term lease?

It’s very easy to put an offer on a house and say you have mortgage approval. Doesn’t mean that it’s actually true though, as she probably found out after she made the offer and tried to get finance.
 
Larby the Liar needs to go in the bin. Showing my fella her photoshop nasties and found an old comment of mine defending her and praise her “hard work”. God I was mortified. bleeping scammer. I remember if she was called out Brenda would be on Facebook lynching girls and being a right wagon for an aul wan. Like mother like daughter clearly. Living in poxy fairytale land.
 
Your account was made a few days ago 😂
Yeah it was, I was recommended by a friend. I went to school with her. I was actually friends with her for a couple of years. I know how crappy and self centred she was when she was a nobody. I haven’t had dealings with her for a long time but I’m know ever single mutual friend we have had since then wants nothing to do with her. Scraping the actual barrel with content Joanne, who’s next up in the podcast from HFC 05? We’ve a couple of doctors and pharmacists? She hates you but I can put in a good with with a real estate agent if you want to hit the whole high rise to house angle?
 
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