Jane gammons #19 Janeychins has goals as big as her rolls, her only views are from trolls

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monga said:
She's claiming 1k in commission ,she's also looking at property's in Eastbourne small 2 bed needs a lot of work £190,000 .Think she's shocked at how little she'll get for her money in the area she wants..
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I hope she’s declaring it to the taxman! Shes insinuating that the house she‘s posted wouldn’t be good enough for her, I doubt they’d get a mortgage for £190k so it’s irrelevant anyway, if you want to improve your chances of getting a mortgage, Jane you need to get a full time job hun it’s not rocket science. Is anyone getting a “high horse” vibe from chins right now, get a grip girl you’re flogging rip off perfume 🙄. Before she posts things about being jealous, i‘m not jealous I’ve had a mortgage for years, probably because I’ve always worked full time 😉
 
she wont have a clue, mortgages before covid were brutal so imagine how much harder they just got, we had a mortgage as first time buyers years ago and it was so simple and with a low deposit, we re mortgaged to buy bigger last year and omg it was immense, they want the ins and outs of everything, even down to a £3 direct debit, you have to prove this, prove that and thats with us in a strong position having loads of equity in the old place to use as deposit for new one and with great credit rating etc, once they see the gammons bank account and all the reckless spending it wont be so easy for them!
 
Disneylover said:
I hope she’s declaring it to the taxman! Shes insinuating that the house she‘s posted wouldn’t be good enough for her, I doubt they’d get a mortgage for £190k so it’s irrelevant anyway, if you want to improve your chances of getting a mortgage, Jane you need to get a full time job hun it’s not rocket science. Is anyone getting a “high horse” vibe from chins right now, get a grip girl you’re flogging rip off perfume 🙄. Before she posts things about being jealous, i‘m not jealous I’ve had a mortgage for years, probably because I’ve always worked full time 😉
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She can dream on if she thinks FM world will bring her the house of her dreams ,the subs she's roped in seem completely took in by her going by the comments :rolleyes:
 
lexiloo said:
she wont have a clue, mortgages before covid were brutal so imagine how much harder they just got, we had a mortgage as first time buyers years ago and it was so simple and with a low deposit, we re mortgaged to buy bigger last year and omg it was immense, they want the ins and outs of everything, even down to a £3 direct debit, you have to prove this, prove that and thats with us in a strong position having loads of equity in the old place to use as deposit for new one and with great credit rating etc, once they see the gammons bank account and all the reckless spending it wont be so easy for them!
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I agree, I‘ve heard from a financial advisor friend that now after covid they’ve gone so strict with who they’re lending to. God when I think back to when we bought our first house in 2001, they were chucking money at you back then but how times have changed!

Beggars belief said:
Anyone else think that was very off comparing what you get in Eastbourne and Wales for the same amount? That house in Eastbourne was perfectly fine and would be the same price here up North for a house that size! And maybe the one in Wales was in an undesirable area? And it looked smaller!! 🤦‍♀️😤
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She’s turned into a right snob, all because of rip off perfume, it’s gone to her head 🤷🏻‍♀️
 
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Disneylover said:
I agree, I‘ve heard from a financial advisor friend that now after Covid they’ve gone so strict with who they’re lending to. God when I think back to when we bought our first house in 2001, they were chucking money at you back then but how times have changed!
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we bought ours in 2001 too and it was as easy as sitting at a desk, few clicks from the woman and showed us what we could borrow, low deposit which was only £2,500 as we bought literally weeks before the market went boom, hardly any checking done apart from standard credit checks and from offer to completion it took 4 weeks, we chuckle now at how we thought it was stressful back then! last years was a total eye opener, never had to prove so much and felt violated with all the the in depth looking at our bank statements, it was all fine but they did question the smallest things and asked for print outs of lots of things too and had to provide proof of things, just totally different to first time around, they're in for a shock if they think it will be in any way easy and lots of lenders have withdrawn deals due to covid
 
Would they take FM world earnings into account for mortgage ? Just watched her latest video. Looks so professional in her office doesn’t she - with all the washing in the background ? 😂 Girl Boss indeed ! What’s this “mistaken-for” nonsense. More likely to be mistaken for Fabulosa more like ! She is correct though about her channel being so boring !
 
Palmtrees said:
Would they take FM world earnings into account for mortgage ?
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nope, not unless she had been doing it for a few years and was registered and filing her tax returns etc, she seems to think she can use it to get her deposit and then a mortgage offer will land in their laps, what she doesn't realise is she can save all she likes but by not doing so by upping her hours at tesco it will mean they need a bigger deposit as on her part time wages the amount they can borrow wont be great, if she went full time at tesco she could say she had been with the company lots of years and was earning X amount which would go in their favour, as it is she can say she works 47 minutes a day but is manifesting a cats piss empire to rival Jo Malone ;)
 
hedgewitch said:
So am I missing something? Why is she getting all butt hurt about house prices in Wales? She doesn't bleeping live there so it's irrelevant how much they are.
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She wants to live next to her only friend who lives in Wales.
 

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monga said:
Knowing her probs not ? she was looking at a better property in Wales for comparison so I'd guess she'll be asking Helen about how to go about a mortgage..
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Jesus, talk about the blind leading the blind :ROFLMAO:

Surely before looking step one is go talk to a financial adviser? Find out what you need to save deposit wise and how much you will be able to borrow. Seems a bit weird to start looking before that part has been done (or maybe its me that is weird).
 
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