1. I put my 6 month toiletries list together today. I'm going to wait for boxing day to order in case there are any discounts, but then I'm definitely going to try going Amazon Prime-less. I probably would have kept it for Amazon Music but they downgraded it so much last year that it's barely useable anymore. I'm on a 4-month Spotify free trial and liking it so far.
2. I downgraded my Nationwide FlexPlus Account because they increased the price from £13 to £18/month. It was worth it for the free travel insurance but I don't have any trips planned until June now, so I'll reassess then.
3. Think I might pull finally the plug on Netflix. I pay £40 every 3/months for iptv (mostly for certain sports, which I love) so I barely watch it anyway. Plus we have such great free streamers in this country. My freeloading relative will have to get their own sub if they want to keep watching.
So that will be £32.98 saved monthly straight away.