Sophie and Dave #7 Breaks lockdown rules by having 4 households around, fleeced their fans for 10,000 pounds!

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Chedranian Girl said:
Lol I went to America twice on mine. I lived at home and didn't need much money back then!
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I used mine for holidays too ... I did work part-time and full time during the summers though so that’s how I could afford my rent. I also went to uni in a reasonably cheap city so that helped
 
I also lived at home when I went to uni and splashed my loan on stupid things. In hindsight, I regret taking it out as I didn't need it (I also had a PT job). I am paying it back now and the deduction off my salary all adds up.

I was young and stupid. I've grown up. Sophie hasn't.

GeordieLass said:
they met when she used to work at the same theatre dave worked at is another one they've told
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This was the version I had heard!
 
S1920 said:
Wow surprised then at the judgement of Sophie using it for Florida then as so many do too.

Agree though there is a difference beyween never growing up (a la Soph and Dave)!
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Yup on this occassion I am not judging as I was just as daft. Probably even stupider as as Sophie has Florida memories and all I have to show for it is a long ago faded sunbed tan and lots of bad fashion choices 😆

Agree about student loan assessment being flawed. It's a minefield.
 
Pop!91 said:
Me too! And my loan didn’t even cover my rent, let alone anything else! :censored:
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Me also!! I had a grant as well as I believe that was done on parents income. And without I wouldn't have been able to pay the rent even with my loan.

However it taught me the value of money blah blah blah. I have still managed to go on many holidays to America and buy my house after finishing Uni. And I just pretend there isn't an amount deducted from my wage every month 😂
 
Didn’t get a student loan or know anything really about them...can I ask something?

I noticed earlier someone said in a comment that Sophie is getting away with not repaying her student loan as she’s not held down a job for more than a half day. Is that true?

If so then I wouldn’t compare with the rest of ye who went on holiday on yours but are still paying it back out of your wages.

(That wasn’t a brag, I’m not a little rich kid far from it 🤣 I’m in Ireland and don’t think that student loans are a thing over here, or not that I know of anyway. When I did 3rd level it was a one year intensive course as my mum couldn’t afford to support us through college and I lived at home. There are grants which people on low income can get now. I’m currently saving away a portion of my wage every payday and have been for the last couple of years so that there’s a tidy sum there ready for if my son wants to go to college when he’s grown up. I want him to have opportunities that I’d have loved but couldn’t have)
 
Donald73 said:
Didn’t get a student loan or know anything really about them...can I ask something?

I noticed earlier someone said in a comment that Sophie is getting away with not repaying her student loan as she’s not held down a job for more than a half day. Is that true?

If so then I wouldn’t compare with the rest of ye who went on holiday on yours but are still paying it back out of your wages.

(That wasn’t a brag, I’m not a little rich kid far from it 🤣 I’m in Ireland and don’t think that student loans are a thing over here, or not that I know of anyway. When I did 3rd level it was a one year intensive course as my mum couldn’t afford to support us through college and I lived at home. There are grants which people on low income can get now. I’m currently saving away a portion of my wage every payday and have been for the last couple of years so that there’s a tidy sum there ready for if my son wants to go to college when he’s grown up. I want him to have opportunities that I’d have loved but couldn’t have)
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Yeah you don’t have to pay it back from your wages until you start earning a certain amount. I’m paying it back monthly but the interest they charge is more each month than the amount I’m paying back! Also if you haven’t paid it back by the time you retire the amount remaining gets wiped off.
 
You don't start paying your loan back until you hit a certain earnings threshold.

Bone idle Soph will be nowhere near it.

Student loan repayment thresholds
If your course started before 1 September 2012, or you have a loan from the student finance agencies in Northern Ireland or Scotland, you’ll have a Plan 1 loan that you’ll pay back when you earn over £19,390 a year, £1,615 a month or £372 a week.

If you began your course after 1 September 2012 in England or Wales, you’ll have a Plan 2 loan. You’ll begin paying off your student loan when you earn over £26,575 a year, £2,214 a month or £511 a week.
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Polkadot123 said:
Me also!! I had a grant as well as I believe that was done on parents income. And without I wouldn't have been able to pay the rent even with my loan.

However it taught me the value of money blah blah blah. I have still managed to go on many holidays to America and buy my house after finishing Uni. And I just pretend there isn't an amount deducted from my wage every month 😂
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I was very fortunate that my mum was able to cover the rest of my costs. But I still had to live to a tight budget to make it work.

Our agreement is that I take my mum on some nice holidays, and she says to make sure I put her in a nice retirement home one day:ROFLMAO:

It still taught me a lot about money/budgeting. It also made me study harder knowing the sacrifices other people were making so I could be there.

I have nothing against anyone deciding to use their loan for a holiday if they had it left over, or worked so they could use their loan for other things. But with Sophie it comes across that she only went to uni to get the loan to fund a trip to Disney, especially as she doesn’t use her education in any sort of way now.
 
Ktydor said:
Yeah you don’t have to pay it back from your wages until you start earning a certain amount. I’m paying it back monthly but the interest they charge is more each month than the amount I’m paying back! Also if you haven’t paid it back by the time you retire the amount remaining gets wiped off.
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I'm the same with the interest is wiping out what I am paying back! It is very depressing getting my annual statement as I feel I'm getting there but never really am.
 
Donald73 said:
Didn’t get a student loan or know anything really about them...can I ask something?

I noticed earlier someone said in a comment that Sophie is getting away with not repaying her student loan as she’s not held down a job for more than a half day. Is that true?

If so then I wouldn’t compare with the rest of ye who went on holiday on yours but are still paying it back out of your wages.

(That wasn’t a brag, I’m not a little rich kid far from it 🤣 I’m in Ireland and don’t think that student loans are a thing over here, or not that I know of anyway. When I did 3rd level it was a one year intensive course as my mum couldn’t afford to support us through college and I lived at home. There are grants which people on low income can get now. I’m currently saving away a portion of my wage every payday and have been for the last couple of years so that there’s a tidy sum there ready for if my son wants to go to college when he’s grown up. I want him to have opportunities that I’d have loved but couldn’t have)
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That's an excellent point actually as in Soph never paying her holiday back!
 
Just want to say that I didn't want to cause offence that I was shocked they went to Disney on her student loan. My first degree I can't remember anyone going on holiday with their loans, I can't even really remember how much I got but yes I guess you're young then and I can't really say much as I probably spent a lot of mine on crap back then!

She's 30(?) now and you'd think she'd have grown out of her reckless spending ways. I think with Sophie I find it strange that she's never really kept a job down.
 
Lockdownqueen said:
Ever since someone pointed out how ugly chip was I can’t not look at him and notice his face is so odd. He 100% is not a pedigree Labrador and it’s so obvious and i just don’t know how I didn’t see it before!
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The other day when he was in the garage with Dave (I refuse to call it a gym) I noticed that the poor dog’s head seemed to melt into his body, he had no neck just rolls and no definition whatsoever. They’re over feeding him poor thing, between that and not training him whatsoever he’s not got a chance.

sorry for sidetracking the convo to the student loans - the only point I wanted to make is that she will NEVER pay that back, now that she will have her child he will be her excuse to never have to take up proper paid employment ‘my childcare would be more than the wages’ which is a fact of life for so many but they HAVE to work.

The money from the videos will dry up or be barely enough to pay the rent, so it will be on Dave to get off his arse, ditch his completely unattainable dream of acting, rejoin the real world and get a full time job so he can keep Princess Sophie in the entitled style to which she’s become accustomed, as well as feed and clothe the lot of them. Games and gyms need to go out the window.

although having said that, I don’t think he plans to do that. I’ve lost track of the amount of times people have asked on their videos when he is going back to work, and I’ve asked myself a couple times, and he ignores those comments completely. I think he’s hoping to just stay home on permanent parent leave along with her - maybe they plan to live off benefits and YouTube combined?
 
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