Siobhán O'hagan #72 The Box room is calling, OH how the mighty has fallen!

Status
Thread locked. We start a new thread when they have over 1000 posts, click the blue button to see all threads for this topic and find the latest open thread.
1
I think the Tampons thing was just a ohh I'm so ditsy and silly and it was an utter lie she just got swept up in that podcast. Like she does with lots of things. Did she get out of the 10 or 20 year lease in bali does anyone know? You can buy out there u can only do longterm leases or something to that effect. She could get rid of the Manchester flat so is locked in silly girls. I think sinead was still trying to sort it out. Tbf I'd believe sinead can afford to have it as an investment if she can get a mortgage over there. I dunno if si had believed she would be in Australia when the deal was being made they wer also drunk so I dunno how much forsight was put in. She is screwed basically by changing the furnace.
 
I came across one of these “investment” opportunities before at a conference in the Middle East with some slimy dodgy enough looking English sales guys in their early 20s. The initial deposit is about 5k gbp they had options in Manchester or Birmingham either in the city or close to the university and you basically “buy” it off plan by paying the deposit then after an initial period closer to completion you pay another 10k gbp for the one bed. Then as it’s almost finished they say they have the mortgage pre arranged already for it with a connection mortgage firm for investment properties in the uk, you just provide your paperwork, proof of income isn’t so important as the mortgage is guaranteed by the rental income. Of course the company also take a management fee from the rental income but they promote that you will not have to do anything about finding tenants or dealing with them etc and it will almost certainly be rented out. You make approx 1,400 gbp a year on a 1 bed for the 15 years of the mortgage. But you “own an investment property” for your future and retirement etc was how they tried to sell it. I will try and find the company but they would have signed my dog up and taken their deposit it off them to get the commission! They do also promote you can “sell” your unit at any stage before completion if somebody will buy out your deposit and take it on!
 

Attachments

  • IMG_2121.jpeg
    IMG_2121.jpeg
    56.1 KB · Views: 22
HarryPotHead said:
Just thinking back to the amount of money she has pissed away over the last wee while. The furnace must have been doing really well. It seems like the most stupid decision in closing it down. You could have easily rejigged it to include the yoga stuff as an add on. Use it to sign more people up down the line 🤷🏻‍♀️ just find it so bizarre if it was doing so well that you would just close it down to start up a new business that is basically the same (spreadsheets, terrible videos, terrible advice etc but now with 🌟yoga🌟)
Click to expand...

No this one is completely different - it has an app! Imagine? In 2024 she's ventured out into the world of apps...... Always the trailblazer.
 
The fact they wrote the post with "Congratulations on buying a property on your own" shows you what a pair of absolute fuckwits Heg and Shiv are.

Complete tools implying they bought outright with the sole purpose of implying they were doing better than everyone else at home in a housing crisis. The same way they bragged about travel during Covid. The message was clear- "we are better than you losers".

I believe all that is happening Shiv now is Karma for her being an absolutely horrible human.
 
Spoofersthelotofthem said:
The fact they wrote the post with "Congratulations on buying a property on your own" shows you what a pair of absolute fuckwits Heg and Shiv are.

Complete tools implying they bought outright with the sole purpose of implying they were doing better than everyone else at home in a housing crisis. The same way they bragged about travel during Covid. The message was clear- "we are better than you losers".

I believe all that is happening Shiv now is Karma for her being an absolutely horrible human.
Click to expand...

If I hadn't been blocked many moons ago I would ask her this directly - surely there is a tattle screenshot of the proof 😂
 
A question for any accountants/tax advisors we may have here re the property bought outright in Ireland.

Is it possible that property was bought as part of a self directed pension? If that was the case isn’t the property in trust and cannot be sold or lived in by the owner in order to receive the related tax benefits?

I can’t remember the full details of these schemes but I know it exists and would make sense as to why Siobh hasn’t just moved into that property (assuming it really exists).

If that’s the case though it seems like genuinely terrible financial advice considering she doesn’t own a principal private residence for herself
 
I think Shivvers is spiralling and her parents are staging an intervention to protect the kid. There's no way they're buying her "life is great and having a baby is so easy" while she's house hopping every few months, shutting down her business and with no secure cash flow and now the baby's dad is cutting off contact and probably actively hostile towards her because hes onto her dysfunction. While the baby is dragged from pillar to post and treated as an afterthought.

The fact that her mum took the baby so she could go to the gym says it all. "Sure leave her here" and Siobhan bounces out the door happily and is up for her weights session the next morning. If her parents have an ounce of sense between them they know that infant is in danger in her care and they're taking control of things before they escalate.

I'd love to know what Roisin thinks of it all. Raising her own kid abroad with a loving partner taking responsibility for herself while her woman-child sister who got pregnant on a ONS after years of arsing around the globe doing exactly nothing productive moves into her parents' house to let them fix her mess. I'd say she's sick to the teeth of her dysfunction.
 
Lucozadelover said:
I came across one of these “investment” opportunities before at a conference in the Middle East with some slimy dodgy enough looking English sales guys in their early 20s. The initial deposit is about 5k gbp they had options in Manchester or Birmingham either in the city or close to the university and you basically “buy” it off plan by paying the deposit then after an initial period closer to completion you pay another 10k gbp for the one bed. Then as it’s almost finished they say they have the mortgage pre arranged already for it with a connection mortgage firm for investment properties in the uk, you just provide your paperwork, proof of income isn’t so important as the mortgage is guaranteed by the rental income. Of course the company also take a management fee from the rental income but they promote that you will not have to do anything about finding tenants or dealing with them etc and it will almost certainly be rented out. You make approx 1,400 gbp a year on a 1 bed for the 15 years of the mortgage. But you “own an investment property” for your future and retirement etc was how they tried to sell it. I will try and find the company but they would have signed my dog up and taken their deposit it off them to get the commission! They do also promote you can “sell” your unit at any stage before completion if somebody will buy out your deposit and take it on!
Click to expand...

Interessstinggg.. I would say some charlatan in Bali sold it to them. Perfect target market for somebody looking to make commission.

When I was in Bali I saw the same thing but for properties in Bali. The things they were promising in the brochure seemed unrealistic. It was not Balinese people either ~ it was Russians. So seemed fairly complicated if even they legally did not own the thing they were selling you.
 
starryeyed10 said:
Interessstinggg.. I would say some charlatan in Bali sold it to them. Perfect target market for somebody looking to make commission.

When I was in Bali I saw the same thing but for properties in Bali. The things they were promising in the brochure seemed unrealistic. It was not Balinese people either ~ it was Russians. So seemed fairly complicated if even they legally did not own the thing they were selling you.
Click to expand...

You were in Bali? I call bullshit on your whole story. Only Shiv has been to Bali.
 
Last edited:
The property in Bali was peak Siobhan. Spraoi my arse. She genuinely laid out that she owned the villa. What a big deal it was for her to commit to something. Then, oh it’s a long term lease… then she realised it was a kip that was open and rats, bugs and rain got in and she jumped ship quite quickly, a word never spoken about it again.
 
Beebles said:
The property in Bali was peak Siobhan. Spraoi my arse. She genuinely laid out that she owned the villa. What a big deal it was for her to commit to something. Then, oh it’s a long term lease… then she realised it was a kip that was open and rats, bugs and rain got in and she jumped ship quite quickly, a word never spoken about it again.
Click to expand...

That was another drain on her money. She had it rented out for a while but it must have been costing her money on agents fees, cleaning etc. I wonder did she just run away from it or did it cost her a fortune to break the lease.

Ah life was simpler when Bally was home!
 
HarryPotHead said:
Just thinking back to the amount of money she has pissed away over the last wee while. The furnace must have been doing really well. It seems like the most stupid decision in closing it down. You could have easily rejigged it to include the yoga stuff as an add on. Use it to sign more people up down the line 🤷🏻‍♀️ just find it so bizarre if it was doing so well that you would just close it down to start up a new business that is basically the same (spreadsheets, terrible videos, terrible advice etc but now with 🌟yoga🌟)
Click to expand...
Sales were shite and Corey was on her way out
 
Status
Thread locked. We start a new thread when they have over 1000 posts, click the blue button to see all threads for this topic and find the latest open thread.
Back
Top