Freddy My Love

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Their relationship is strange to us but it works for them, so I guess that’s good for them.

I am going to be unpopular with this but I think it’s great she moves out on her own to experience that real independence as a young adult without JJ moving in. She needs this for her and there is nothing wrong. She’s been living at home from birth to now with her parents (again, nothing wrong as in my culture- you do this. Live at home until you get married unless you go away for college or work). She will grow and learn a lot. It’s true her and JJ have been together for a long time but they haven’t actually lived with each other but that can always destroy or help a relationship when the time comes. I have seen people move-in and go splitsville shortly after. If they are happy with whatever their relationship is, then that’s all that matters.

I’m kinda split on making JJ pay rent. Honestly, this detail could have been spared because it’s really none of our business.

I am looking forward to her experience the real world of finances (paying a mortgage, utilities, expenses, fixing up things) and maybe see her grow as a person because she does have a lot of growing up to do. Again, this could all be for the camera and her Freddy attitude on YT- is just that- a character she plays. I don’t know her but I use to enjoy her channel but her unapologetic catty behavior really turned me off.
 
angelle said:
I find it odd that she’s in such a long term relationship and she can’t bear the thought of living with her boyfriend or any ‘boy stuff’ in her flat. He clearly doesn’t fit with her aesthetic.
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Exactly this for me too. It's not that they need to rush to settle down, it's the way she talks about the prospect of it. I agree with the person who said a lot of this might be coming from JJ though...she flip flopped around a lot on this topic, as if she wanted to leave it all open but maintain some sense of control about it. For example, she started off saying she wants to live alone, it's her flat and she wants no boy things...then 'oh but if after 6 months I don't want JJ to go home then that's fine too'. So which is it? I think they haven't spoken about it properly and maybe he wants the freedom for his work, and she's trying to come across like she's happy about it and is in agreement by saying these things.

Nova said:
I would not pay towards someone else’s mortgage and be left with nothing when we break up, while the other has been climbing the property ladder. Sure, you’d have to pay rent otherwise too, but then at least you have rights too. Happy to pay for expenses and interest, but otherwise I’d rather buy my own property.
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This is 100% it. I would never ask for a partner to contribute towards my mortgage. Like I said, a mortgage and a property is an asset. It's bad enough that when you rent you are paying someone else's asset off, to me, but taking money from a partner and putting that towards an asset that is only yours does not sit right with me at all. Like you say, if you split up, they've added to your asset and meanwhile they have nothing. I just don't like it at all as an idea. Bills etc, of course you would go halves or whatever (I do also agree with the person who said if there is a big disparity in income that should be accounted for in the split of household stuff) but I wouldn't expect someone else to pay off my mortgage and nor would I expect to be paying off a partner's. If you want to live together and both be contributing to a mortgage it's only fair to have that asset also be an equal split.

Either way I am looking forward to this new phase of her life, I can't wait to see the flat tour. I am also interested as to which part of London she chose, I admittedly was also thinking somewhere like Notting Hill as someone else suggested but Richmond is an interesting idea too.
 
judgejohndeed said:
Like I said, a mortgage and a property is an asset. It's bad enough that when you rent you are paying someone else's asset off, to me, but taking money from a partner and putting that towards an asset that is only yours does not sit right with me at all. Like you say, if you split up, they've added to your asset and meanwhile they have nothing.
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He would have much less if he was renting on his own. Actually living with her would be beneficial in a way since he's not paying her full mortgage payments either way, just a part of it (may it be half) for some period of time. Meanwhile he would have spent much more paying a normal (not shared) rent. So at the same time he saves up the money even when helping her with the mortgage. I just think it wouldn't be that fair to her to not pay at all and after all the bills are a small part of flat payments, whether you own the place or rent it.
 
I think it's positive that she wants to live independently, but the part about her wanting her boyfriend to also buy property makes zero financial sense.

Paying for two mortgages plus taxes/fees/maintenance and upkeep, and then two sets of furniture, etc. is dumb. The time and expense of that is wasteful if the plan is to move in together in a couple of years. Plus, this plan assumes that both of their properties will sell immediately when listed which is not guaranteed.
 
missmina said:
He would have much less if he was renting on his own. Actually living with her would be beneficial in a way since he's not paying her full mortgage payments either way, just a part of it (may it be half) for some period of time. Meanwhile he would have spent much more paying a normal (not shared) rent. So at the same time he saves up the money even when helping her with the mortgage. I just think it wouldn't be that fair to her to not pay at all and after all the bills are a small part of flat payments, whether you own the place or rent it.
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Well we don't know where her flat is or where he lives now so not necessarily? Why should anyone 'help' with a mortgage that she took out on her own, bore in mind how much it would all cost her and ensured she could cover everything month to month, when only she will benefit from the asset of owning property? Does not sit right with me at all, sorry. I understand how other people end up in this situation e.g. you're single a while and own a flat, then you get a partner and they move in. But she is planning to live with this guy soonish (or not, I guess, she doesn't seem to know) and assumes he will move into her flat and pay off her mortgage without getting the benefit of owning the asset? Weird situation to deliberately get yourself into and as someone else said - if they split, she has benefited from him paying her mortgage (which she is meant to be able to afford herself anyway so that is literally profit for her) and he gets nothing. Wouldn't be something I'd be comfortable doing.
Would be better if when he moves in she has her solicitor ring fence the deposit plus however much of it she has paid off already legally, then add him to the mortgage.

charlottepickles said:
I think it's positive that she wants to live independently, but the part about her wanting her boyfriend to also buy property makes zero financial sense.

Paying for two mortgages plus taxes/fees/maintenance and upkeep, and then two sets of furniture, etc. is dumb. The time and expense of that is wasteful if the plan is to move in together in a couple of years. Plus, this plan assumes that both of their properties will sell immediately when listed which is not guaranteed.
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If he buys he will have to pay stamp duty etc too as the gov don't seem to be extending that, and when they sell their properties to live together it's more stamp duty to pay, solicitor fees, etc. If you're planning to do that relatively soon it seems like a dreadful waste of money to go about it.
 
charlottepickles said:
I think it's positive that she wants to live independently, but the part about her wanting her boyfriend to also buy property makes zero financial sense.

Paying for two mortgages plus taxes/fees/maintenance and upkeep, and then two sets of furniture, etc. is dumb. The time and expense of that is wasteful if the plan is to move in together in a couple of years. Plus, this plan assumes that both of their properties will sell immediately when listed which is not guaranteed.
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This is exactly my point. It's great that she wants to be independent and having her own property. I think that she is smart in investing in her future by having her own apartment and it will serve her well in the long term. However, the way she flip flops between so many different "possible" scenarios gives me the impression that they either haven't discussed this properly or they're avoiding the topic completely.

Obviously we do not know what is going on between them as a couple and all we can do is speculate and it is entirely up to them. However I cannot help but feel some of the options she mentions do not make sense financially or are not practical and honestly none of our business.

In any way I am also curious to see her apartment since I am sure she bought something which is gorgeous and she'll decorate in her own style.
 
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raleigh said:
I think they're both immature and need to grow up individually as persons before deciding if they need to settle down together. They've been together for years but their relationship hasn't evolved. I get the feeling they have very different life goals and Freddy is pretty much in denial and wants JJ to be the one at all costs.

From her previous videos and personality, I always got the impression she wanted to get married and have a traditional family. She has mentioned kids and marriage in a few videos and I can imagine someone as girly and vain as Freddy to dream of a huge over the top wedding and to get married young.

They're still quite young so they have time to figure out what they want to do in life, but I get the feeling Freddy keeps comparing herself to her friends, such as Josie and Amy, who have moved on to the next steps in their relationships. Maybe this is her not-so-subtle way to encourage JJ to eventually move in with her. On the other hand JJ doesn't seem to be in a rush to settle down. I always get the impression his career takes precedence - I remember when they took a trip to visit Josie he had to leave for a job and I'm sure that didn't sit well with Freddy.

What I find odd in her decision to live alone is that Freddy has also grown up in a very sheltered lifestyle and she's obviously not an independent person - most of her time her parents and sister are there for her to take care of her. So living on her own will definitely be something of a challenge for her and I'm quite sure she will struggle on her own.
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Couldn’t agree more, he’ll have moved in within a month cause she’ll be too scared and lonely by herself. Not knocking her but living along is a huge learning and she’s been so mollycoddled I just can’t see her hacking it.
 
didn't last the whole video, did she say what area of London she's in? she was throwing around £2 mil a lot, which doesn't seem that much considering the type of property I imagine she'd want - she must be v far out. also found it odd that she basically says 'oh after a few years the content gets stale because you're all used to the room'... no pretty certain that's your ideas and content love, the room doesn't make videos, you do
 
hollsbridges said:
didn't last the whole video, did she say what area of London she's in? she was throwing around £2 mil a lot, which doesn't seem that much considering the type of property I imagine she'd want - she must be v far out. also found it odd that she basically says 'oh after a few years the content gets stale because you're all used to the room'... no pretty certain that's your ideas and content love, the room doesn't make videos, you do
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I haven't watched the video, but was she insinuating she paid 2 mil for the flat? Wtf!
 
Is it just me but she looks so different? Something that has to do with her nasolabial folds. I don't like to judge people like that, I think she looks lovely, but couldnt help but notice that small difference
 
hollsbridges said:
didn't last the whole video, did she say what area of London she's in? she was throwing around £2 mil a lot, which doesn't seem that much considering the type of property I imagine she'd want - she must be v far out. also found it odd that she basically says 'oh after a few years the content gets stale because you're all used to the room'... no pretty certain that's your ideas and content love, the room doesn't make videos, you do
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I didn’t last the whole video. 2 mil?

she doesn’t seem to have made that much money last year unless she’s getting paid directly and not through her company which she wouldn’t report under her business? Any lawyer know if this is possible?
 
hollsbridges said:
when she was explaining why she'd stayed at her parents so long part of it was there were no flats she liked that were less than £1.5-2 mil. I think it's around halfway through the video
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If I understood here correctly. She also mentioned that if she wanted those 1.5-2 she would have had to stay longer at her parents. So I don’t think it cost her that much.
 
I used to watch Freddy’s content all the time, but nowadays everything just seems so repetitive and boring. Her video yesterday just seemed to highlight how out of touch and entitled she really is, and I’m curious to see how she handles it out there in the real world without her parents to do everything for her.

Also her relationship with JJ continues to seem so, so weird. Nothing wrong with not wanting to buy with a partner, or move in with one straight away - I’m the kind of person who gets anxiety at the thought of having to split property and assets in the event of a breakup, so I think having her own property before she and JJ move in together/marry is actually a good idea.

However it’s more the way she’s been talking that makes it seem like this is a high school relationship, rather than the relationship of two people in their late twenties. How she talks about wanting to miss him and being excited when she can see him again - seriously? If you need this to spice up your relationship as an alternative to just being with the person you supposedly want to spend the rest of your life with, I’d be very concerned. And then when she said something along the lines of, ‘you can never go back’ (can’t remember the exact quote) when talking about moving in with a partner, and something about never getting that time in your life back, and...again, once you’ve moved in with the person who you want to spend the rest of your life with, I’d be very concerned if you were suddenly mourning your single life.

Again, there’s nothing wrong with wanting to live at home for a bit, and not being ready to move in with a partner, but with some of Freddy’s statements and phrasing, I got the sense that she just really didn’t want to live with JJ.
 
anonymoususerhere said:
I didn't realize that she doesn't have a lot of followers on her second account. She managed to gain a lot of followers after posting about it on her main IG. Also, the main takeaway that I got from her video was the bit about her relationship with JJ. Honestly, its still so weird to me the way she talks about wanting to miss JJ. I mean I get that couples don't have to be together 24/7 but its gone to the point where I feel like they'll be suffocated with each other if they have to spend more than a week together at a time. Is it possible that their personalities don't really mesh with each other which is why time apart is better for them?
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I have a feeling that although she’s mentioned a boyfriend I think when her and JJ split up once or before him, that he’s her first “real” love... as in the first boyfriend you really love, always have a fond spot for but isn’t her one true, sweep you off your feet first “grown-up” love. Just the impression that I get. They love each other and obviously get along but they’re comfortable together and are best friends. Maybe they’ll have a “good” break up eventually. Not that I wish that on them if they’re really truly happy lol
 
PettyBettyBoop said:
I didn’t last the whole video. 2 mil?

she doesn’t seem to have made that much money last year unless she’s getting paid directly and not through her company which she wouldn’t report under her business? Any lawyer know if this is possible?
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I’m telling y’all that she has cheated taxes, my boyfriend is in finance and he checked her public registry and he totally thinks she’s cheating that because she just doesn’t show any profit at all from her company, only debt and VERY little income
 
I think in Freddy's situation it's much different, and so I (and others) are thinking "What would make sense in my real life?" Everyone I know who owns a property, whether it's a house or a townhouse/condo, bought it with the expectation of sharing it in the form of charging a tennant/housemate rent. Maybe they could make the payments on their own without totally going broke, but their assessment of how financially comfortable it would be for them was based on the idea that they'd have housemates paying rent to contribute to their mortgage payments. So then if they swap a housemate for an SO, it's not fair to the homeowner to essentially say "You need to lose this stream of income you were counting on, and I won't pay for any of my accommodations here besides utility bills."

In Freddy's situation, though, it seems like this weird attempt to look all empowered and "boss babe" because she's probably wealthy enough to have afforded it alone, and is making this decision WITH her boyfriend already in mind.
 
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